CRIF, the end-to-end knowledge company

Specialising in credit information systems (SIC), business intelligence and receivables management solutions, CRIF offers skilled support to corporations, banks, finance companies, credit institutions and insurance companies at each stage of the customer relationship. CRIF’s solutions, where innovation is located at the very focus of continuous progress, allow you to anticipate market developments, improve business performance, reduce credit and commercial risks, prevent fraud and optimise your processes, which simultaneously containing your costs.

Thanks to the work of more than 6,600 experts, working in over 70 COMPANIES WITHIN THE GROUP, the services provided by CRIF are currently used by more than 82,000 CORPORATIONS, 10,500 BANKS AND FINANCE COMPANIES, 1,000 INSURANCE COMPANIES AND 1,000,000 CONSUMERS in 50 COUNTRIES.

First established in Bologna in 1988, CRIF has a substantial global presence and operates on four continents. In Italy, CRIF has become a leading provider of solutions to support the provision and management of personal loans. As a result of the skills acquired by CRIF during over 30 years’ activity across fiercely competitive markets, CRIF is now the top group in the area of credit reporting for banks in continental Europe, and one of the most important providers worldwide for integrated business and commercial information, as well as for credit and marketing management services. Thanks to continuous investments in innovation, technology and information security, CRIF is now a leader in the management of information and rating systems for corporations worldwide.

Find out more about CRIF & sustainability

CRIF Sustainability


As a result of its experience, CRIF has also taken on a key role in the development of practices, models, tools and service activities for sustainable business development and provides the market with a series of services that integrate ESG factors into procurement and risk management models and processes. An ESG-conscious business strategy is a decision that will be honoured by both investors and consumers. CRIF supports businesses so that they can they steer their endeavours in this direction, and communicate their sensitivity to these matters; they do this with the help of standardised, digital and global tools, which can be used to precisely measure the commitment of the business and the results they achieve.

In line with this approach, CRIF itself has adopted a path of integrating sustainability into its own business strategies, policies and processes, thus confirming that sustainability stands at the centre of its business policy, in order to promote growth and sustainable development for its customers.



CRIF Ratings (a company within the CRIF Group) is a ratings agency that is authorised to award ratings, in the form of issuer and bond ratings, to non-financial businesses domiciled in der European Union.

The agency is overseen by the ESMA (European Securities and Markets Authority); this is the European authority that monitors the proper functioning of the financial markets. Since 2020, CRIF Ratings has modified its methods so that it can include ecological and social factors in its ratings; as a result, it has become one of the reference points for the ESG assessment of businesses in all sizes and every sector in Italy.



CRIF is a partner in the ambitious European TRANSPAREENS project (Mainstreaming Transparent Assessment of Energy Efficiency in Environmental Social Governance Ratings), WHICH IS COORDINATED BY THE CA' FOSCARI UNIVERSITY OF VENICE, AND FINANCED BY 1.5 MILLION EURO FROM THE EUROPEAN COMMISSION. The aim of this project is to revitalise sustainable investments from businesses, even those that are very small, and thus facilitate the ecological transition in an inclusive dimension by offering the market a standard model for a transparent, consistent assessment of ESG factors.



The methods and platform used for Synesgy make it possible to assess the ecological, social and governance sustainability of companies across the whole world, and to obtain a consistent ESG sustainability score that can be used to compare companies in accordance with global standards. In the world’s most important economies, Synesgy has also developed methods, assessments and processes to suit the specific local features: country lists.



Every year, CRIF makes major investments to ensure it maintains the highest standards of information security and quality of solution.

You can find a list of the certifications obtained by CRIF on the:


to the CRIF company website